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	param	t-stat
$ω$	0.4582	3.43
$α$	0.3262	4.18
$β$	0.4316	4.47
$γ_{1}$	-4.6198	-3.23
$γ_{2}$	6.1057	2.78
$γ_{3}$	-5.6388	-2.07

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PHSB Financial Corp Spline ILLIQ Liquidity Analysis

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