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	param	t-stat
$m$	21
$α$	0.0718	1.10
$β$	0.8452	19.58
$γ$	-0.0718	-0.45
$λ_{1}$	7.4105	2.82
$λ_{2}$	0.0394	2.17
$λ_{3}$	0.9590	45.44

V-Lab

Tompkins Financial Corp ILLIQ-MFMEM Liquidity Analysis

Liquidity Prediction for Monday, February 23rd, 2026:3,170.27 (-118.80)

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