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	param	t-stat
$m$	41
$α$	0.1074	1.28
$β$	0.7885	21.10
$γ$	-0.1074	-0.52
$λ_{1}$	10.0000	0.18
$λ_{2}$	0.1074	4.00
$λ_{3}$	0.8926	8.85

V-Lab

Citizens & Northern Corp ILLIQ-MFMEM Liquidity Analysis

Liquidity Prediction for Monday, February 23rd, 2026:10,373.81 (542.97)

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